Improve Cash Flow On Demand

Use C2FO to get your customers to pay you faster. There are no fees or commitments and it costs just a few basis points.

Trusted by 107,650+ companies that work with:

Cash Flow When You Want It

A simple and inexpensive solution from the world's largest non-bank provider of working capital.

No Third Parties

Get paid directly by your customers

On Demand

Available when and if your need it

Complete Control

Choose which invoices to discount and at what rate

How it Works


Sign up for free

Create your account and select your customers.


Select invoices and set your rate

When you need working capital, review available invoices and choose a discount to offer.


Get paid by your customers

Once your offer is accepted, payment comes directly from your customer. Usually within 24 hours.

Track payments, approved invoices, and available cash flow— in one place

Why Companies of All Sizes Love C2FO

"C2FO gets cash in our pockets to fund our inventory and growth. It’s almost too good to be true."

BobbySue’s Nuts

"Over the past several years C2FO has become our first go to for monetization efforts during key close periods."

Credit Manager

"The platform gives us more flexibility than traditional lending to manage cash flow without exceeding our cost of borrowing."

Director Global AR

Frequently Asked Questions

How do I receive payment?

After your discount offer is accepted, you get paid directly by your customer using the payment method you already have in place. The only thing that changes is how soon you are paid and the invoice amount.


I have funding, why would I use C2FO?

Companies use C2FO because it’s faster, easier, and costs less than other sources of funding like loans, lines of credit, or factoring.


Why are my customers offering this program?

Companies that want healthy supply chains and strong relationships use C2FO to help their customers improve cash flow by giving them access to fast, flexible, and low-cost working capital.

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